- The NE-PC exam has 150 scored questions, a 150-minute limit, and requires 105 correct (70%) to pass.
- PSI may add 5-10 unscored experimental items, so the on-screen count can exceed 150.
- Auto Insurance is the heaviest domain at 16%, followed by Homeowners and P&C Basics at 13% each.
- Starting March 16, 2026, Nebraska exams are administered only at physical PSI testing sites - no remote option.
Exam Snapshot: The Numbers You Must Know
Before you touch a single practice question, memorize the mechanics of the Producer Property and Casualty Series 13-04 exam. These are the numbers that determine your pacing strategy, your budget, and your registration timeline - get them wrong and you'll misjudge how much time you have per question or how much the whole process costs.
| Item | Detail |
|---|---|
| Administering body | PSI Services LLC, under the Nebraska Department of Insurance |
| Exam code | Producer Property and Casualty Series 13-04 |
| Exam fee | $47 (closed-book, computer-based) |
| Scored questions | 150 multiple-choice |
| Unscored items | 5 to 10 additional experimental questions may appear |
| Time allowed | 150 minutes |
| Passing score | 70% (105 correct answers) |
| Prelicensing education | None required |
| Application fee | $50, filed within one year of passing |
Because the exam is closed-book with no calculators or reference sheets, every rule, limit, and definition has to live in your memory on test day. That's a very different prep approach than an open-note exam - for a full breakdown of exactly how each rule is tested, see the NE-PC Study Guide 2026: How to Pass on Your First Attempt.
Domain-by-Domain Cheat Sheet
The Series 13-04 exam is built from ten weighted content domains. Treat the percentages below as your study-time budget - not every domain deserves equal attention, and cramming everything evenly is the single most common reason candidates run out of time before test day.
Domain 6: Auto Insurance (16%)
The single largest domain on the exam. Expect heavy coverage of liability limits, PIP/medical payments, uninsured/underinsured motorist coverage, and policy exclusions.
- Know the difference between liability, collision, and comprehensive triggers
Domain 3: Property and Casualty Insurance Basics (13%)
Foundational concepts - insurable interest, indemnity, subrogation, and policy structure - that show up embedded inside questions about other domains too.
- Master definitions before moving to policy-specific domains
Domain 5: Homeowners Policy (13%)
Covers HO forms, perils, exclusions, and endorsements. Pair this with Domain 4 (Dwelling Policy) since the two are frequently confused on exam items.
- Distinguish named-peril vs. open-peril forms
Domain 8: Businessowners Policy (12%)
The second-largest commercial domain. Focus on eligibility, package structure, and how BOP differs from a standalone Commercial Package Policy.
- Compare BOP eligibility limits against CPP structure
The remaining domains - Insurance Regulation, General Insurance, Commercial Package Policy, Workers Compensation, and Other Coverages and Options - round out the remaining questions. For a granular walkthrough of every domain's subtopics and sample question phrasing, review the NE-PC Exam Domains 2026: Complete Guide to All 10 Content Areas.
| Domain | Weight |
|---|---|
| Auto Insurance | 16% |
| Property and Casualty Insurance Basics | 13% |
| Homeowners Policy | 13% |
| Businessowners Policy | 12% |
| Insurance Regulation | 10% |
| General Insurance | 10% |
| Commercial Package Policy | 10% |
| Workers Compensation Insurance | 7% |
| Dwelling Policy | 5% |
| Other Coverages and Options | 3% |
Key Takeaway
Auto, Homeowners, Basics, and Businessowners together make up 54% of the exam. If your review time is limited, these four domains should absorb more than half of it.
Registration and Licensing Facts
Nebraska's path to sitting the exam is lighter than many states' - there's no mandatory prelicensing course - but the deadlines and eligibility rules are still strict once you commit.
- Applicants must be at least 18 years old.
- Applicants must meet Nebraska's character and residency standards for resident licensing.
- No prelicensing education hours are required before sitting the Series 13-04 exam.
- After passing, the $50 license application must be submitted within one year of the exam date.
Because there's no education prerequisite standing between you and exam day, self-study quality becomes the deciding factor in whether you pass on the first try. If you're still confirming you meet every eligibility box, check the NE-PC Requirements 2026: Eligibility, Prerequisites & How to Qualify before scheduling.
Test Day Rules Under the 2026 Change
A significant procedural shift takes effect this year, and it changes how you should plan your test date.
- Effective March 16, 2026, Nebraska exams are offered only at physical PSI testing sites - remote/online proctoring is no longer an option.
- Calculators are prohibited in the testing room.
- Reference materials of any kind are prohibited; the exam is fully closed-book.
- The exam remains computer-based at the testing center, with 150 scored questions plus up to 10 unscored experimental items mixed in.
Because remote testing is off the table after March 16, 2026, you'll need to plan around a physical site's availability and travel time. Scheduling logistics, cutoff dates, and how far in advance to book are covered in the NE-PC Exam Dates 2026: Testing Windows, Deadlines & Scheduling.
Key Takeaway
Build travel time into your test-day plan. With no remote testing option after March 16, 2026, arriving late or scrambling to find a nearby PSI center is a self-inflicted risk you can eliminate weeks in advance.
Renewal and CE Quick Reference
Passing the exam is the beginning, not the end, of the compliance clock. Here's the renewal cycle in one glance:
- Licenses renew every two years, by the last day of your birth month.
- Renewal requires 24 continuing-education hours, including 3 ethics hours.
- CE is exempt for your first renewal cycle only.
- Selling flood insurance requires a one-time 3-hour NFIP course before you can write those policies.
None of this affects your exam prep directly, but knowing the full lifecycle helps you understand why producers who pass the Series 13-04 exam are valued by agencies - the license carries real, ongoing compliance obligations that employers rely on, which ties directly into why this credential opens doors. See NE-PC Jobs for where licensed producers typically get hired, and NE-PC Salary Guide 2026: Complete Earnings Analysis for how the license factors into compensation conversations.
Final-Week Review Plan
In the last stretch before test day, stop learning new material and start drilling weak spots. A simple domain-weighted rotation works better than rereading notes cover to cover.
Auto Insurance + Homeowners Policy
- Drill liability limits, PIP, and HO form distinctions - these two domains carry the most combined weight
P&C Basics + Businessowners Policy
- Reinforce foundational definitions, then layer BOP eligibility and structure on top
Regulation, General Insurance, Commercial Package Policy
- Timed practice sets mixing all three mid-weight domains
Workers Compensation, Dwelling, Other Coverages
- Light review of the smaller domains; full-length timed simulation at ../ to confirm pacing
Running a full 150-question timed simulation at least once before test day is the best way to confirm your one-minute-per-question pacing actually holds up under pressure. You can run that simulation directly on our practice test platform, then review missed items by domain rather than just checking a final score.
If you're unsure whether your current study pace is realistic given the exam's difficulty, the How Hard Is the NE-PC Exam? Complete Difficulty Guide 2026 breaks down what makes certain domains harder than others. And if you want the full context on what a 105-correct passing threshold actually feels like question-by-question, the NE-PC Passing Score 2026: Exactly What You Need to Pass walks through it in detail.
Frequently Asked Questions
There are 150 scored multiple-choice questions, and you need 105 correct (70%) to pass. PSI may also include 5 to 10 unscored experimental questions that don't count toward your score but look identical to scored items.
No. The exam is fully closed-book, and calculators and reference materials of any kind are prohibited in the testing room.
No. Nebraska does not impose a mandatory prelicensing education requirement for the Producer Property and Casualty Series 13-04 exam.
No. Effective March 16, 2026, Nebraska exams are administered only at physical PSI testing sites, eliminating any remote testing option.
You must submit the $50 license application within one year of passing. Once licensed, renewal occurs every two years and requires 24 CE hours, including 3 ethics hours, though your first renewal cycle is exempt from the CE requirement.